J and I are enrolled in Dave Ramsey's Financial Peace University at the beginning of September. In May I bought his book, Total Money Makeover and we implemented the first two baby steps. We are currently in the middle of working Baby Step 2, the debt snowball. As he said we finally got sick and tired of being sick and tired. I know a lot of people pooh-pooh his ideas but he makes sense to J and I and we are already making huge strides towards a debt free life. In fact we no longer have any credit card debt or credit cards. It's a wonderful feeling.
Dave posted his Common Sense Fix for our economy on his website and it makes sense to me. I'm not a financial guru, however, so there may be flaws. Given the current panic in the financial sector maybe a little common sense will go a long way towards our economic recovery.
http://www.daveramsey.com/media/pdf/the_common_sense_fix.pdf
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